:root {
  --blue: #1866DB;
  --blue-dark: #104EB0;
  --blue-light: #EBF3FF;
  --violet: #4F46E5;
  --violet-dark: #4338CA;
  --cyan: #00B9CE;
  --cyan-light: #E6FAFC;
  --emerald: #059669;
  --emerald-light: #ECFDF5;
  --ink: #0F172A;
  --ink-secondary: #334155;
  --muted: #64748B;
  --muted-light: #94A3B8;
  --line: #E2E8F0;
  --line-light: #F1F5F9;
  --bg: #F8FAFC;
  --bg-card: #FFFFFF;
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.05), 0 1px 2px rgba(15, 23, 42, 0.04);
  --shadow-md: 0 4px 14px -2px rgba(15, 23, 42, 0.07), 0 2px 6px -1px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 14px 28px -4px rgba(15, 23, 42, 0.09), 0 6px 12px -2px rgba(15, 23, 42, 0.04);
  --shadow-xl: 0 22px 48px -8px rgba(15, 23, 42, 0.14), 0 10px 18px -4px rgba(15, 23, 42, 0.05);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 14px;
  --radius-xl: 20px;
  --transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}

*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  background: #FFFFFF;
  color: var(--ink);
  font-family: 'Plus Jakarta Sans', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  line-height: 1.6;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: var(--blue);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--blue-dark);
}

img, svg {
  max-width: 100%;
  display: block;
}

h1, h2, h3, h4 {
  color: var(--ink);
  letter-spacing: -0.035em;
  line-height: 1.15;
  margin: 0;
  font-weight: 800;
}

h1 {
  font-size: clamp(28px, 4vw + 10px, 52px);
  line-height: 1.1;
}

h2 {
  font-size: clamp(22px, 2.8vw + 8px, 36px);
  line-height: 1.15;
}

h3 {
  font-size: clamp(18px, 1.6vw + 6px, 22px);
  line-height: 1.25;
  letter-spacing: -0.02em;
}

p {
  margin: 0;
  color: var(--ink-secondary);
  line-height: 1.7;
}

.lead {
  font-size: clamp(16px, 1.2vw + 10px, 19px);
  line-height: 1.65;
  color: var(--ink-secondary);
  max-width: 35em;
  margin: 18px 0 28px;
}

.wrap {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ==========================================================================
   TOP UTILITY BAR
   ========================================================================== */
.topbar {
  background: #0B192C;
  color: #94A3B8;
  font-size: 13px;
  font-weight: 500;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.topbar .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 10px 20px;
  padding-top: 8px;
  padding-bottom: 8px;
}

.topbar-items {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px 24px;
}

.topbar-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #94A3B8;
}

.topbar-item a {
  color: #CBD5E1;
}

.topbar-item a:hover {
  color: #FFFFFF;
}

.topbar-icon {
  width: 14px;
  height: 14px;
  fill: currentColor;
  opacity: 0.8;
  flex-shrink: 0;
}

.topbar-badge {
  display: inline-flex;
  align-items: center;
  color: #F1F5F9;
  font-weight: 600;
  background: rgba(255, 255, 255, 0.08);
  padding: 4px 12px;
  border-radius: 6px;
  font-size: 12px;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

/* ==========================================================================
   SITE HEADER & NAVIGATION
   ========================================================================== */
header.site {
  background: #FFFFFF;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.06);
  border-bottom: 1px solid var(--line);
  transition: var(--transition);
}

.hrow {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 0;
}

/* Logo */
.logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 19px;
  color: var(--ink);
  letter-spacing: -0.03em;
  flex-shrink: 0;
  user-select: none;
}

.logo:hover {
  color: var(--ink);
}

.logo-symbol {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--blue);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.2);
  flex-shrink: 0;
}

.logo-symbol svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

.logo-text {
  display: inline-flex;
  align-items: baseline;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.logo-text span {
  color: var(--blue);
  font-weight: 800;
}

/* Desktop Navigation */
nav.desk {
  display: flex;
  align-items: center;
  gap: 4px;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 4px 6px 4px 12px;
}

nav.desk > a,
.desk-dropdown-trigger {
  font-weight: 600;
  font-size: 15px;
  color: var(--ink-secondary);
  padding: 8px 12px;
  border-radius: 6px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  border: none;
  background: transparent;
  font-family: inherit;
  transition: var(--transition);
  white-space: nowrap;
}

nav.desk > a:hover,
.desk-dropdown-trigger:hover,
.desk-dropdown.is-open .desk-dropdown-trigger {
  color: var(--blue);
  background: rgba(24, 102, 219, 0.08);
}

nav.desk > a.on {
  color: var(--blue);
  background: #FFFFFF;
  box-shadow: var(--shadow-sm);
  font-weight: 700;
}

nav.desk a.cta {
  background: var(--blue);
  color: #FFFFFF !important;
  font-weight: 700;
  padding: 9px 18px;
  border-radius: 6px;
  margin-left: 6px;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.22);
}

nav.desk a.cta:hover {
  background: var(--blue-dark);
}

/* Dropdown */
.desk-dropdown {
  position: relative;
}

.desk-dropdown-trigger svg.chevron {
  width: 12px;
  height: 12px;
  fill: currentColor;
  transition: transform 0.2s ease;
}

.desk-dropdown:hover .desk-dropdown-trigger svg.chevron,
.desk-dropdown.is-open .desk-dropdown-trigger svg.chevron {
  transform: rotate(180deg);
}

.desk-dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: #FFFFFF;
  border-radius: 10px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-xl);
  padding: 8px;
  min-width: 280px;
  display: none;
  flex-direction: column;
  gap: 2px;
  z-index: 120;
}

.desk-dropdown:hover .desk-dropdown-menu,
.desk-dropdown.is-open .desk-dropdown-menu {
  display: flex;
}

.desk-dropdown-menu .menu-heading {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  padding: 6px 12px 4px;
}

.desk-dropdown-menu a {
  padding: 8px 12px;
  border-radius: 6px;
  color: var(--ink-secondary);
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
}

.desk-dropdown-menu a:hover {
  background: var(--blue-light);
  color: var(--blue);
}

.desk-dropdown-menu a span.tag {
  font-size: 11px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 4px;
  background: rgba(24, 102, 219, 0.08);
  color: var(--blue);
}

/* Header Phone Pill */
.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 6px 14px 6px 6px;
  border-radius: 8px;
  background: #FFFFFF;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.header-phone:hover {
  border-color: var(--blue);
  box-shadow: 0 2px 10px rgba(24, 102, 219, 0.1);
}

.header-phone .phone-icon {
  width: 36px;
  height: 36px;
  border-radius: 6px;
  background: var(--blue-light);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.header-phone:hover .phone-icon {
  background: var(--blue);
  color: #FFFFFF;
}

.header-phone .phone-icon svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.header-phone .phone-meta {
  display: flex;
  flex-direction: column;
  line-height: 1.25;
}

.header-phone .phone-number {
  font-size: 15px;
  font-weight: 800;
  color: var(--ink);
}

.header-phone .phone-sub {
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
}

/* Mobile Actions Group in Header */
.header-mobile-actions {
  display: none;
  align-items: center;
  gap: 12px;
}

.btn-mobile-call {
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: var(--bg);
  color: var(--blue);
  border: 1px solid var(--line);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.btn-mobile-call:hover,
.btn-mobile-call:active {
  background: var(--blue-light);
  border-color: rgba(24, 102, 219, 0.3);
}

.btn-mobile-call svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

/* Hamburger Button */
.burger-btn {
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: var(--blue);
  color: #FFFFFF;
  border: none;
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 4px;
  cursor: pointer;
  padding: 0;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.2);
  transition: var(--transition);
  position: relative;
  z-index: 1010;
}

.burger-btn:hover {
  background: var(--blue-dark);
}

.burger-btn span {
  display: block;
  width: 18px;
  height: 2px;
  background: #FFFFFF;
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.2s ease;
}

.burger-btn.is-active {
  background: #0F172A;
}

.burger-btn.is-active span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.burger-btn.is-active span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}

.burger-btn.is-active span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

/* ==========================================================================
   MOBILE DRAWER NAVIGATION (OFFCANVAS)
   ========================================================================== */
.mobile-nav-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.6);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  z-index: 1000;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}

.mobile-nav-backdrop.is-open {
  opacity: 1;
  visibility: visible;
}

.mobile-drawer {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(88vw, 360px);
  background: #FFFFFF;
  z-index: 1005;
  box-shadow: -10px 0 35px rgba(15, 23, 42, 0.2);
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}

.mobile-drawer.is-open {
  transform: translateX(0);
}

.mobile-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  border-bottom: 1px solid var(--line);
  background: #FFFFFF;
  position: sticky;
  top: 0;
  z-index: 10;
}

.mobile-drawer-close {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--bg);
  border: 1px solid var(--line);
  color: var(--ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 20px;
  line-height: 1;
}

.mobile-drawer-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  flex: 1;
}

/* Emergency Call Card inside Drawer */
.mobile-urgent-card {
  background: #0B192C;
  border-radius: 10px;
  padding: 18px;
  color: #FFFFFF;
  display: flex;
  flex-direction: column;
  gap: 10px;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.mobile-urgent-card .badge-urgent {
  display: inline-flex;
  align-items: center;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--cyan);
}

.mobile-urgent-card h4 {
  color: #FFFFFF;
  font-size: 16px;
  font-weight: 700;
}

.mobile-urgent-card a.urgent-call-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--blue);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 15px;
  padding: 12px;
  border-radius: 8px;
}

.mobile-urgent-card a.urgent-call-btn svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

/* Drawer Menu List */
.mobile-menu-list {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.mobile-menu-list a.nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 13px 16px;
  border-radius: 10px;
  color: var(--ink);
  font-size: 15px;
  font-weight: 600;
  transition: var(--transition);
}

.mobile-menu-list a.nav-link:hover,
.mobile-menu-list a.nav-link.on {
  background: var(--blue-light);
  color: var(--blue);
}

/* Mobile Accordion */
.mobile-accordion {
  border: 1px solid var(--line);
  border-radius: 10px;
  overflow: hidden;
  background: #FFFFFF;
}

.mobile-accordion-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 16px;
  background: var(--bg);
  border: none;
  color: var(--ink);
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  text-align: left;
}

.mobile-accordion-btn .tag-count {
  font-size: 11px;
  font-weight: 800;
  background: var(--blue);
  color: #FFFFFF;
  padding: 2px 7px;
  border-radius: 4px;
  margin-left: 6px;
}

.mobile-accordion-btn svg.acc-chevron {
  width: 14px;
  height: 14px;
  fill: currentColor;
  transition: transform 0.25s ease;
}

.mobile-accordion.is-open .mobile-accordion-btn svg.acc-chevron {
  transform: rotate(180deg);
}

.mobile-accordion-content {
  display: none;
  padding: 8px 12px;
  flex-direction: column;
  gap: 2px;
  background: #FFFFFF;
  border-top: 1px solid var(--line);
}

.mobile-accordion.is-open .mobile-accordion-content {
  display: flex;
}

.mobile-accordion-content a {
  padding: 10px 14px;
  border-radius: 8px;
  color: var(--ink-secondary);
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.mobile-accordion-content a:hover {
  background: var(--blue-light);
  color: var(--blue);
}

/* Drawer Footer */
.mobile-drawer-footer {
  padding: 20px 24px;
  border-top: 1px solid var(--line);
  background: var(--bg);
  font-size: 13px;
  color: var(--muted);
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.mobile-drawer-footer a {
  color: var(--ink-secondary);
  font-weight: 600;
}

/* ==========================================================================
   HERO SECTIONS
   ========================================================================== */
.hero {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 56px;
  align-items: center;
  padding-top: 56px;
  padding-bottom: 28px;
}

.kicker {
  display: inline-flex;
  align-items: center;
  background: var(--blue-light);
  color: var(--blue);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: 6px 14px;
  border-radius: 6px;
  margin-bottom: 20px;
  border: 1px solid rgba(24, 102, 219, 0.15);
}

.eyebrow {
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}

.acts {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 20px;
  align-items: center;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--blue);
  color: #FFFFFF !important;
  font-weight: 700;
  font-size: 16px;
  padding: 14px 28px;
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.25);
  cursor: pointer;
  border: none;
  font-family: inherit;
  transition: var(--transition);
  text-align: center;
}

.btn:hover {
  background: var(--blue-dark);
  box-shadow: 0 4px 12px rgba(24, 102, 219, 0.35);
}

.btn.blue {
  background: var(--blue);
}

.btn.ghost-dark {
  background: #FFFFFF;
  color: var(--ink) !important;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
}

.btn.ghost-dark:hover {
  background: var(--bg);
}

/* Hero Visual Presentation Card */
.shot {
  position: relative;
}

.hero-visual-card {
  background: #0B192C;
  border-radius: var(--radius-lg);
  padding: 30px 24px;
  color: #FFFFFF;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: relative;
}

.hero-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.hero-card-header .live-badge {
  display: inline-flex;
  align-items: center;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.18);
  color: #FFFFFF;
  padding: 5px 12px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.hero-checklist {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.hero-check-item {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.08);
  padding: 11px 14px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  color: #F1F5F9;
}

.hero-check-item .ic-check {
  width: 20px;
  height: 20px;
  border-radius: 4px;
  background: rgba(255, 255, 255, 0.14);
  color: #FFFFFF;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 800;
  flex-shrink: 0;
  font-style: normal;
}

.hero-stat-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  padding-top: 6px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-stat-box {
  background: rgba(0, 0, 0, 0.25);
  padding: 12px 14px;
  border-radius: 8px;
}

.hero-stat-box b {
  font-size: 18px;
  font-weight: 800;
  color: #FFFFFF;
  display: block;
}

.hero-stat-box span {
  font-size: 12px;
  color: #CBD5E1;
  font-weight: 500;
}

/* Floating Experience Badge */
.badge {
  position: absolute;
  left: -20px;
  bottom: -20px;
  background: var(--blue);
  color: #FFFFFF;
  border-radius: 10px;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 10px 25px rgba(24, 102, 219, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.2);
  z-index: 5;
}

.badge b {
  font-size: 32px;
  font-weight: 800;
  line-height: 1;
}

.badge span {
  font-weight: 600;
  font-size: 13px;
  line-height: 1.3;
}

/* Subpage Hero Banner */
.page-hero {
  background: var(--bg);
  border-bottom: 1px solid var(--line);
  padding: 44px 0 48px;
}

.breadcrumbs {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
  font-weight: 500;
}

.breadcrumbs a {
  color: var(--ink-secondary);
}

.breadcrumbs a:hover {
  color: var(--blue);
}

.breadcrumbs span.sep {
  color: var(--muted-light);
}

/* ==========================================================================
   SECTIONS & GRIDS
   ========================================================================== */
section {
  padding-top: 72px;
  padding-bottom: 10px;
}

.head {
  max-width: 38em;
  margin-bottom: 34px;
}

.head p {
  margin-top: 10px;
  font-size: 16px;
  color: var(--ink-secondary);
}

.grid {
  display: grid;
  gap: 20px;
}

.g3 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.g4 {
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}

.g2 {
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}

/* Cards */
.card {
  background: var(--bg-card);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
}

.card:hover {
  border-color: rgba(24, 102, 219, 0.3);
  box-shadow: var(--shadow-md);
}

.card p {
  margin-top: 8px;
  font-size: 15px;
  color: var(--ink-secondary);
}

.num {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: var(--blue-light);
  color: var(--blue);
  font-weight: 800;
  font-size: 17px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  flex-shrink: 0;
  border: 1px solid rgba(24, 102, 219, 0.12);
}

/* Insurer Cards */
a.card {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 18px;
  min-height: 148px;
  color: var(--ink);
  font-weight: 800;
  font-size: 18px;
  background: #FFFFFF;
}

a.card:hover {
  color: var(--blue);
  border-color: var(--blue);
}

.insurer-card-head {
  display: flex;
  align-items: center;
  gap: 12px;
}

.insurer-badge {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--bg);
  border: 1px solid var(--line);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 13px;
  color: var(--blue);
  flex-shrink: 0;
}

a.card em {
  font-style: normal;
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

/* Checks List */
.checks {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 20px 0 24px;
}

.checks div {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 15px;
  line-height: 1.55;
  color: var(--ink-secondary);
  font-weight: 500;
}

.checks i {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  border-radius: 4px;
  background: var(--blue-light);
  color: var(--blue);
  font-size: 12px;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
  font-style: normal;
}

/* Split Layouts */
.split {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 44px;
  align-items: start;
}

.split.rev {
  grid-template-columns: 0.95fr 1.05fr;
  align-items: center;
}

/* Aside Sidebar Box */
.aside {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  box-shadow: var(--shadow-sm);
}

.aside h3 {
  font-weight: 800;
  font-size: 19px;
  margin-bottom: 14px;
}

.aside .btn {
  display: flex;
  width: 100%;
  text-align: center;
  margin-top: 20px;
  font-size: 15px;
  padding: 13px 18px;
}

/* Action Band / CTA Banner */
.band {
  background: #0B192C;
  color: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 40px 36px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 28px;
  align-items: center;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.band h2 {
  color: #FFFFFF;
  font-size: clamp(20px, 2.2vw + 6px, 28px);
  line-height: 1.2;
}

.band p {
  color: #CBD5E1;
  font-size: 15px;
  margin-top: 8px;
}

.band a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--blue);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 16px;
  padding: 15px 28px;
  border-radius: 8px;
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(24, 102, 219, 0.3);
  transition: var(--transition);
}

.band a:hover {
  background: var(--blue-dark);
}

/* Steps / Process */
.steps {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.steps .card {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 16px;
  padding: 22px 20px;
  align-items: start;
}

.steps .num {
  margin: 0;
}

/* ==========================================================================
   FORMS & INPUTS
   ========================================================================== */
.formbox {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 30px 24px;
  box-shadow: var(--shadow-sm);
}

form {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

label {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--ink);
  min-width: 0;
}

input, select, textarea {
  font-family: inherit;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 12px 14px;
  font-weight: 500;
  font-size: 15px;
  background: #FFFFFF;
  color: var(--ink);
  width: 100%;
  min-width: 0;
  transition: var(--transition);
}

select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
  cursor: pointer;
}

input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(24, 102, 219, 0.15);
}

.full {
  grid-column: 1 / -1;
}

label.check {
  flex-direction: row;
  gap: 10px;
  align-items: flex-start;
  font-weight: 500;
  font-size: 14px;
  color: var(--ink-secondary);
  line-height: 1.5;
  cursor: pointer;
}

label.check input {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--blue);
  cursor: pointer;
}

button[type="submit"] {
  font-family: inherit;
  background: var(--blue);
  color: #FFFFFF;
  border: 0;
  font-weight: 700;
  font-size: 16px;
  padding: 14px 28px;
  border-radius: 8px;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.25);
  transition: var(--transition);
}

button[type="submit"]:hover {
  background: var(--blue-dark);
}

/* Legal Pages */
.legal h2 {
  font-size: clamp(18px, 1.6vw + 6px, 22px);
  line-height: 1.3;
  margin-bottom: 10px;
  color: var(--ink);
}

.legal > div {
  margin-bottom: 26px;
}

.legal p {
  font-size: 15px;
  color: var(--ink-secondary);
  margin-bottom: 10px;
}

.idbox {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 14px;
  line-height: 1.55;
  color: var(--ink-secondary);
}

/* ==========================================================================
   FOOTER (ELEGANT CORPORATE STYLING)
   ========================================================================== */
footer {
  background: #0B192C;
  color: #CBD5E1;
  margin-top: 80px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

footer a {
  color: #CBD5E1;
  transition: var(--transition);
}

footer a:hover {
  color: var(--cyan);
}

.fgrid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 48px;
  padding: 56px 0 32px;
}

.footer-brand p {
  color: #94A3B8;
  font-size: 14px;
  line-height: 1.65;
  margin-top: 10px;
}

.footer-contact-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 16px;
  font-size: 14px;
}

.fgrid .lbl {
  font-weight: 800;
  font-size: 14px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #FFFFFF;
  margin-bottom: 18px;
}

.fcol {
  display: flex;
  flex-direction: column;
  gap: 12px;
  font-size: 14px;
}

.fcol a {
  color: #CBD5E1;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
}

.fcol a:hover {
  color: #FFFFFF;
  transform: translateX(3px);
}

.fbot {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 24px 0 36px;
  font-size: 13px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  justify-content: space-between;
  color: #94A3B8;
}

/* ==========================================================================
   COOKIES MODAL - SLEEK CORPORATE BOTTOM BANNER
   ========================================================================== */
#cookies {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 950;
  padding: 12px 24px max(12px, env(safe-area-inset-bottom));
  display: flex;
  justify-content: center;
  pointer-events: none;
}

#cookies[hidden] {
  display: none !important;
}

#cookies .box {
  pointer-events: auto;
  background: #FFFFFF;
  border-radius: 10px;
  box-shadow: 0 8px 30px rgba(11, 25, 44, 0.18);
  border: 1px solid var(--line);
  padding: 16px 20px;
  max-width: 960px;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
}

#cookies h3 {
  font-weight: 800;
  font-size: 15px;
  margin-bottom: 4px;
  color: var(--ink);
}

#cookies p {
  font-size: 13px;
  color: var(--ink-secondary);
  margin: 0;
  line-height: 1.5;
}

#cookies .b {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  flex-shrink: 0;
}

#cookies .ghost {
  background: var(--bg);
  color: var(--ink);
  border: 1px solid var(--line);
  font-size: 13px;
  font-weight: 600;
  padding: 9px 15px;
  border-radius: 6px;
  cursor: pointer;
  transition: var(--transition);
}

#cookies .ghost:hover {
  background: var(--line);
}

#cookies .ok {
  background: var(--blue);
  color: #FFFFFF;
  border: none;
  font-size: 13px;
  font-weight: 700;
  padding: 9px 18px;
  border-radius: 6px;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(24, 102, 219, 0.2);
  transition: var(--transition);
}

#cookies .ok:hover {
  background: var(--blue-dark);
}

/* ==========================================================================
   RESPONSIVE BREAKPOINTS & MOBILE OPTIMIZATIONS
   ========================================================================== */
@media (max-width: 1140px) {
  nav.desk > a,
  .desk-dropdown-trigger {
    padding: 7px 9px;
    font-size: 14px;
  }
}

@media (max-width: 1024px) {
  nav.desk,
  .hrow > .header-phone {
    display: none;
  }
  
  .header-mobile-actions {
    display: flex;
  }
  
  .hero {
    grid-template-columns: 1fr;
    gap: 40px;
    padding-top: 48px;
    padding-bottom: 28px;
  }
  
  .split,
  .split.rev {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  
  .band {
    grid-template-columns: 1fr;
    padding: 36px 28px;
    gap: 20px;
  }
  
  .band a {
    align-self: flex-start;
  }
  
  .badge {
    left: 10px;
    bottom: -14px;
  }
}

@media (max-width: 768px) {
  .wrap {
    padding: 0 24px;
  }
  
  header.site .wrap {
    padding: 0 24px;
  }
  
  /* On mobile screens, hide the bulky topbar */
  .topbar {
    display: none;
  }
  
  .hrow {
    padding: 16px 0;
  }
  
  .logo {
    font-size: 17px;
    gap: 10px;
  }
  
  .logo-symbol {
    width: 36px;
    height: 36px;
    border-radius: 8px;
  }
  
  .logo-symbol svg {
    width: 19px;
    height: 19px;
  }

  .header-mobile-actions {
    gap: 12px;
  }

  .btn-mobile-call {
    width: 42px;
    height: 42px;
    border-radius: 8px;
  }

  .burger-btn {
    width: 42px;
    height: 42px;
    border-radius: 8px;
  }
  
  .hero {
    padding-top: 44px;
    padding-bottom: 24px;
    gap: 36px;
  }
  
  .kicker {
    margin-bottom: 22px;
  }
  
  section {
    padding-top: 54px;
    padding-bottom: 16px;
  }
  
  .page-hero {
    padding: 36px 0 40px;
  }
  
  .formbox {
    padding: 24px 20px;
  }
  
  /* Refined mobile footer */
  footer {
    margin-top: 60px;
  }
  
  .fgrid {
    grid-template-columns: 1fr;
    gap: 36px;
    padding: 48px 0 28px;
  }
  
  .fcol a {
    font-size: 15px;
    padding: 4px 0;
  }
  
  .fbot {
    padding: 24px 0 32px;
    flex-direction: column;
    gap: 10px;
  }
  
  /* Clean mobile cookie banner */
  #cookies {
    padding: 8px 20px max(8px, env(safe-area-inset-bottom));
  }
  
  #cookies .box {
    grid-template-columns: 1fr;
    padding: 14px 16px;
    gap: 12px;
    border-radius: 10px;
    box-shadow: 0 4px 20px rgba(11, 25, 44, 0.2);
  }
  
  #cookies h3 {
    font-size: 14px;
    margin-bottom: 2px;
  }
  
  #cookies p {
    font-size: 12px;
    line-height: 1.4;
  }
  
  #cookies .b {
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
  }
  
  #cookies .ghost,
  #cookies .ok {
    width: 100%;
    padding: 10px 12px;
    font-size: 13px;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .wrap {
    padding: 0 24px;
  }
  
  header.site .wrap {
    padding: 0 24px;
  }
  
  .hrow {
    padding: 16px 0;
  }
  
  .hero {
    padding-top: 40px;
  }
  
  .logo {
    font-size: 16px;
  }
  
  .acts {
    flex-direction: column;
    align-items: stretch;
  }
  
  .acts .btn,
  .acts .header-phone {
    width: 100%;
    justify-content: center;
  }
  
  .hero-stat-row {
    grid-template-columns: 1fr;
  }
  
  .badge {
    position: relative;
    left: auto;
    bottom: auto;
    margin-top: -10px;
  }
}